Thank you emergency fund!

Proverbs 6:6-8

Go to the ant, sluggard; consider her ways and be wise; who, having no guide, overseer, or ruler, provides her food in the summer and gathers her food in the harvest.

What's an emergency fund you may ask? An emergency fund is money kept aside for EMERGENCIES. Meaning you don't touch it to buy clothes or you don't use that money to buy pizza! It's money meant for life's surprises! I have an emergency fund worth 3-6 months of living expenses.

Why emergency fund comes in handy

So yesterday as I was driving on the highway I was hit with one of life's curve balls, my car heated up and I had to stop on the side of the road. My cell phone was dying and I called my parents to come and find me on the highway. Thankfully after ten minutes there was a tow truck that stopped, and drove me to the garage!

Before when this incident would happen I would turn to plastic (mr.credit card) or start wondering where I would get the money to pay for the repairs. But now I was calm and serene and realized that I had my "emergency fund" and it was going to be okay. Thank God that he has taught me the art of saving and taught me how not to live pay check to pay check.

Proverbs 27:12

A sensible man watches for problems ahead and prepares to meet them. The simpleton never looks, and suffers the consequences.

Proverbs 22:3

A prudent one foresees the evil and hides himself, but the simple pass on and are punished.

Some people may call you faithless for having a savings account, but God calls you wise! God even has storehouses (savings), he has storehouses of water... it says there in the bible.(Psalm 33:7). So my challenge to you today is to start an emergency fund! By doing this you will teach your spirit discipline and hopefully break free from the credit card addiction! 

Love,

The Money Girl